Privacy Policy

Privacy Policy

Hey there! Welcome to DBI Life, part of Dakota Business Insurance Group, working alongside Tomac & Tomac, PLLC. We’re all about keeping your privacy safe and making sure your info is secure when you check out our website at www.dbigroupllc.com, reach out for insurance help, or join our webinars like “Planning for the Unexpected.” By hanging out on our site, you’re cool with how we handle your data—here’s the scoop!

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1. What Info We Collect

We might gather stuff like:

• Personal Details: Your name, address, phone, email, or birthdate when you contact us, ask for a quote, or sign up for our newsletter or webinar.

• Money Stuff: Payment info or insurance details you share for quotes or chats.

• Site Visits: Things like your IP address or what pages you check out, tracked with cookies and tools like Google Analytics.

• What You Share: Anything you tell us via forms, emails, or calls, like health or family info for insurance planning.

We don’t sell your info to outsiders unless we have to by law or you say it’s okay.

2. How We Use Your Info

We put your info to work to:

• Help you with our insurance services—life insurance, annuities, P&C coverage, and living benefits for long-term care or end-of-life stuff.

• Answer your questions, handle quotes, and send you cool resources like our Living Benefits Guide.

• Make our site and services better based on how you use them.

• Follow legal rules, like insurance regs or audits.

• Send you marketing emails (e.g., webinar invites) with an easy unsubscribe option.

3. Who We Share It With

We might pass your info to:

• Helpful Partners: Folks who run our site, analyze data (like Google), or process insurance, and they’re sworn to secrecy.

• Insurance Folks: Trusted partners to set up your policy, but only with your okay and per their privacy rules.

• The Law: If we’re required by court or to protect ourselves.

• Big Changes: If we merge or sell, your data might go along, and we’ll let you know.

We won’t share it for marketing with random companies unless you opt in.

4. Cookies and Tracking

We use cookies to make things nicer:

• Must-Have Cookies: Keep the site working (e.g., forms).

• Analytics Cookies: See how you use the site (opt out via your browser).

• Marketing Cookies: Tailor content (e.g., webinar reminders), with an opt-out in our cookie pop-up.

You can tweak cookie settings in your browser or drop us a line.

5. Your Rights and Choices

Depending on where you’re at, you might get to:

• Check It Out: Ask for a copy of your data.

• Fix It: Update anything wrong or missing.

• Erase It: Request we ditch your data, unless we need to keep it legally.

• Say No: Unsubscribe from emails or tell us no to marketing.

• No Selling: Under CCPA, you can opt out of data sales (we don’t sell anyway).

To do any of this, email info@dbigroupllc.com or call [insert number]. We’ll get back to you in 30 days or less.

6. Keeping It Safe

We use solid tricks—physical, tech, and admin—to guard your info, like encryption for sensitive stuff and safe servers. No system’s perfect, though, so we can’t promise 100% safety against hacks.

7. Kids’ Privacy

Our site isn’t for kids under 13. If we accidentally get data from a minor, we’ll delete it quick.

8. Data Across Borders

If you’re outside the U.S., your info might head to the States for processing. We follow the right data laws for that.

9. Changes to This Policy

We might tweak this policy if our ways or laws change. We’ll update the date and let you know with an email or big notice on the site before it kicks in.

10. Get in Touch

Got questions or want to chat about your rights? Hit us up:

• Email: info@dbigroupllc.com

• Phone: [insert number]

• Address: [Insert DBI Life Address, e.g., 123 Main St, Rapid City, SD 57701]

This Privacy Policy was last refreshed on October 16, 2025.