Our Journey Begins Here
DBI Life was born from a deep commitment to helping families protect their futures, rooted in the estate planning expertise of Tomac & Tomac, PLLC. For years, our law firm has guided clients across Western South Dakota through the complexities of safeguarding assets, preparing for end-of-life needs, and addressing disability scenarios with personalized care.
However, we recognized a common challenge: many families struggled to find reliable, accessible long-term care options. Traditional solutions often proved too costly, restrictive, or unavailable. This insight inspired us to expand our mission. By partnering with trusted providers, DBI Life now offers a comprehensive suite of life insurance products designed to address a wide range of needs, including end-of-life planning through final expense policies, long-term care protection with living benefits, wealth transfer opportunities via whole life or indexed universal life (IUL) policies, buy-sell agreements for business continuity using term or permanent coverage, and tax-deferred wealth creation with IULs or annuities. Our offerings include term life insurance for temporary protection (e.g., 10, 15, 20, or 30-year terms), whole life insurance for permanent coverage with cash value accumulation (including simplified issue and guaranteed issue options for easier qualification), accidental death benefits for additional security, and annuities that provide retirement income with potential bonuses and lifetime benefits. These solutions complement your estate plan, offering financial support for chronic illness, disability, or other needs while helping preserve your assets. Our goal is to bring the same client-centered approach to insurance, respecting your existing advisor relationships and tailoring solutions to your unique needs, whether you’re in Rapid City, Spearfish, or beyond.
Meet the Team
At DBI Life, our team is dedicated to supporting you with expertise and care. Meet the professionals behind our mission:
